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"Employers that don't offer Roth contributions should consider doing so.... Once you have [benchmarking] data in hand, it becomes much easier to make positive changes to your plan.... Some providers now allow you to see how many of your plan participants are on track to retire, and how far off track the rest are. Previously, plan sponsors knew that much of their work force was not adequately prepared for retirement, but they didn't have the granularity these new services provide."
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