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|Medical Debt Among Insured Consumers: The Role of Cost Sharing, Transparency, and Consumer Assistance|
Henry J. Kaiser Family Foundation
Jan. 8, 2015
"The average annual deductible ... under job-based health plans exceeded $1,200 for an individual in 2014. For non-group health plans sold on new health insurance marketplaces, deductibles are even higher.... [C]onsumers were often surprised to learn how much they owed for care they thought would be covered by insurance.... Greater transparency in the details of health insurance plans cannot eliminate medical debt, but [it] can help consumers distinguish plan differences to make more informed choices and to plan ahead financially."
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