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Why 401(k) Investment Choices Don't Matter Anymore
Chris Carosa in BenefitsProLink to more items from this source
[Opinion]
Feb. 5, 2015

"While many practitioners remain committed to emphasizing investment-based education and sales techniques, a few of those on the vanguard have realized the future lies with fixating on savings strategies, not traditional investment strategies.... Employees, long bored by repetitious education meetings filled with arcane industry jargon will find themselves released from the burden of making unenlightened investment decisions. Indeed, with the ascendancy of the 'one-portfolio' solution (e.g., target date and lifestyle funds), many are already opting not to make a decision at all."

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