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| Five Ways to Improve the President's Retirement Initiative Scott Cooley, in Morningstar; free registration may be required  [Opinion] Feb. 6, 2015 "Obama's proposal is a good start, but with a few tweaks by either the federal government or the states implementing these programs, it could be even better. [1] Auto escalation.... [2] Removal of the income limit on Roth IRA contributions.... [3] Consider mandating auto enrollment in 401(k) plans, with an employee opt-out.... [4] Limiting access to account balances except in emergencies.... [5] Higher IRA contribution limits." |
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