"The maximum deductible will rise to $6,850, up 3.8% from this year's $6,600 ceiling and about 8% above 2014's $6,350 limit. Meanwhile, the penalty for employers that don't offer coverage to most full-timers will rise a like amount to $2,160 per employee, up from this year's $2,080 fine.... The nearly 8% gain in the maximum deductible and out-of-pocket limit is about double the two-year increase in the amount that subsidized individuals may be required to pay for the second lowest-cost silver plan."