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Testimony of EBRI to Senate Committee on Aging: Bridging the Gap -- How Prepared Are Americans for Retirement? (PDF)
Employee Benefit Research Institute [EBRI] Link to more items from this source
Mar. 18, 2015
Mar. 12, 2015; 27 pages. "The aggregate deficit number computed by the EBRI RSPM model, taking into account current Social Security retirement benefits and the assumption that net housing equity is utilized 'as needed,' is currently estimated to be $4.13 trillion for all U.S. households where the head of the household is between 25 and 64, inclusive. Under the scenario ... in which pro rata reductions to Social Security retirement benefits are assumed to begin in 2033, the aggregate deficit increases by 6 percent to $4.38 trillion."

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