Hochheiser Deutsch & Co, Inc.
Plumbers Local Union No. 1 Benefit Funds
Compass Retirement Consulting Group, Inc.
ERISA Services, Inc.
Loren D. Stark Company
Retirement Plan Consultants
Bates & Company
Trucker Huss, A Professional Corporation
Carpenter Morse Group
RTD Financial Advisors
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|HHS Finalizes 2016 Reinsurance Contribution Rate and Out-of-Pocket Maximums (PDF)|
Mar. 26, 2015
"HHS also finalized the clarification of the treatment of other than self-only (family) OOPs that was included in the proposed guidance. Under this guidance, an 'embedded' individual OOP is required for family coverage.... High-deductible plans with health savings accounts (HSAs) often apply a single overall family deductible, and/or family OOP maximum, without an underlying or embedded self-only deductible or OOP maximum. That design is no longer allowed, unless the family-deductible and OOP are no greater than the ACA maximum for the self-only OOP ... If the family deductible in 2016 exceeds the self-only $6,850 OOP limit, then an embedded self-only deductible and OOP is required."
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