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Why Americans Need to Stop Getting Health Care Through Their Employers
The WeekLink to more items from this source
[Opinion]
Apr. 8, 2015

"Customers are no longer shopping for health care directly. They're shopping for insurance, and the insurers are shopping for health care. In particular, insurers profit by taking in more revenue from premiums than they spend on health care for their customers.... What does employer-provided coverage have to do with all this? It introduces another middle-man. Workers negotiate with employers, then employers shop for insurance, then insurers shop for care."

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