"A former SEC attorney says retirement plan participant lawsuits don't benefit anyone, and he has launched a new initiative designed to hold plan sponsors accountable for their actions.... According to the Investigate My Retirement Plan website, 'Greater transparency, lower cost and better performance is our goal.'... [Edward 'Ted' Siedle, founder and president of Benchmark Financial Services] wants his effort to lead to annual checkups or regularly scheduled second opinions for retirement plans that are independent from the plan sponsor."