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Your Withdrawal Strategy Should be Coordinated with Other Sources of Fixed Retirement Income
Ken Steiner, FSA RetiredLink to more items from this source
[Opinion]
Apr. 19, 2015
"The standard withdrawal strategies like the 4% rule, any safe withdrawal rate rule, the Required Minimum Distribution (RMD) rule, or any of the variations of these rules, were not designed to coordinate with other fixed dollar sources of income.... Most withdrawal strategies for situations that don't involve fixed sources of retirement income have constant real dollar income throughout retirement as an objective. It doesn't make sense ... to change that objective just because you add fixed dollar retirement income."

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