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Ninth Circuit: Insurance Contract Overrules More Specific Terms in SPD
HR Daily AdvisorLink to more items from this source
Apr. 30, 2015

"MetLife argued that because no conflicting language existed in the official plan document, that the SPD terms should prevail. IBM's health benefits manager testified that 'no separate formal plan document existed for the plan beyond the SPD booklet.' ... But in spite of rulings giving SPDs force in the absence of conflicts, the 9th Circuit rejected MetLife's arguments." [Prichard v. Metropolitan Life Ins. Co., No. 12-17355 (9th Cir. Apr. 21, 2015)]

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