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Three Considerations Before Allowing Your Employer to Make Your 401(k) Decisions
PennLiveLink to more items from this source
May 22, 2015

"[M]ore employers have ... [adopted] plans where employees must actively choose not to participate or 'opt-out'. If they ignore the paperwork and do nothing, they'll be automatically enrolled in their employer's 401(k) plan and begin accumulating retirement funds. It sounds like a good thing; a way to turn inertia into something positive. You don't have to do a thing and your retirement savings begin to accrue. But the question remains, should you just sit back and let your employer make your 401(k) decisions for you?"

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