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| Payroll HSA Contributions Face Risk of Early Elimination by Employers If Not Exempted from 'Cadillac Tax' (PDF) American Bankers Association Health Savings Account Council  June 1, 2015 "If your current HSA-qualified family health plan costs more than $17,000, including wellness programs, your firm is likely to incur excise tax liability in 2018 if anyone makes a maximum contribution.... Employer uncertainty may cause over-reaction and harm to HSAs, especially in high cost states.... Employers are likely to eliminate contributions through payroll in order to avoid paying the excise tax....Many HSA-qualified plans will likely serve as a 'safe haven' from the Cadillac tax for many years.... Like the Alternative Minimum Tax, over time, the Cadillac Tax will apply to all plans, including HSA plans." |
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