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Health Plans May Need to Change Out-of-Pocket Maximums to Comply with New Guidance
Quarles & Brady LLPLink to more items from this source
[Guidance Overview]
June 4, 2015
"One adjustment that could be made to bring the plan into compliance is to retain the family deductible or out-of-pocket maximum of $8,000, but 'embed' individual out-of-pocket maximums that satisfy the new guidance. The plan could embed individual out-of-pocket maximums of $6,860 in 2016. HSA-compatible HDHPs cannot embed an individual deductible that is lower than the statutory minimum family deductible ($2,600 for 2015)."

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