"Anthem, the for-profit Blue Cross Blue Shield company, made a $53.8 billion bid for Cigna -- roughly $3,680 for each of its 13.7 million health plan members and $184 per share.... But Cigna's leaders have balked at the bid, describing the $53.8 billion as insufficient, rife with corporate governance problems and also lacking in the face of Anthem's own uncertainties going forward."