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A Question of Balance (PDF)
Chelko Consulting GroupLink to more items from this source
June 22, 2015
"With healthcare, once we're in the system, we've pretty much lost control of the costs. Due to asymmetry of information, the ethos we grant providers, and our own insecurities about the fate of our unwell bodies, the providers make the vast majority of the testing and treatment decisions and, hence, make the cost decisions too. In response to the ever-rising costs, employers are increasing their use of high deductible health plans and the defined contribution approach to finance employee healthcare. These cost-shifting techniques raise the question: will employers continue to provide enough healthcare currency for their employees to maintain equilibrium with the additional services and higher provider prices?"

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