Nova 401(k) Associates
Nicholas Pension Consultants
Compensation Strategies Group, Ltd.
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|The Date Debate Revisited: Evidence Continues to Support a Flat Glide Path in Retirement (PDF)|
June 28, 2015
12 pages. " Typical (through) glide path design does not match a participant's exposure to sequence-of-returns risk.  A flat glide path makes more sense given both investment and behavioral research.  Back-tested results also support the conclusion that flat glide paths are most appropriate in retirement.  Common arguments for de-risking in-retirement glide paths do not hold up to scrutiny."
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