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The Consumer Finance of Health Savings Accounts (PDF)
HelloWallet Link to more items from this source
July 14, 2015

24 pages. "More than 40 percent of HSA account holders save nearly all of their annual contributions within a 12-month period. About 30 percent of account holders spend nearly all of their contributions. The remaining account holders spend or save in relatively equal proportions.... Only 4 percent of account holders eligible to invest their HSA balances actually chose to invest.... The median account holder with an employer contribution defers over 200 percent more into an HSA than the median account holder without an employer contribution ... About 5 percent of account holders contributed the maximum amount allowed by the IRS to their HSA[.]"

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