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| The Fiscal Benefits of Private Disability Income Protection Coverage to the SSDI Program: Current Situation and a Proposal for Expansion Charles River Associates, for America's Health Insurance Plans [AHIP]  Aug. 4, 2015 24 pages. "This paper proposes extending group disability income protection to a greater proportion of working Americans by encouraging employers to adopt automatic enrollment, or 'opt out,' arrangements under employer-sponsored group disability plans. By increasing the number of employees with group disability coverage, more workers affected by a disability will benefit from the income protection and return-to-work elements of group disability coverage thereby reducing the number of workers receiving SSDI benefits." |
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