"The purpose of this standard is to provide a framework to map participant web recordkeeping systems to income product requirements, and to identify gaps necessary for developing solutions specific to their individual recordkeeping systems, desired experience and strategy. This process allows a recordkeeper to eliminate analysis for transactions and services not relevant to their web offering, eliminate, at their discretion, requirements not specific to the income product or products they want to offer, and provides a basic view of the remaining requirements." [Also see SPARK Guaranteed Income Touchpoints Tables (Excel spreadsheet).]