22 pages. "60% of Millennials think it is harder to plan for retirement than to stick with a diet and exercise plan.... Only 29% of Millennials in the study describe themselves as actively preparing for retirement. In fact, 15% of Millennials list winning the lottery as part of their retirement strategy, and 11% expect to be gifted money for retirement.... 65% of Millennials in the United States believe Social Security will provide them with no meaningful income in retirement."