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Auto-Enroll IRAs Likely to Be Best for State-Run Retirement Plans
Bloomberg BNALink to more items from this source
Oct. 15, 2015
"The auto-enrollment IRAs are likely to be more successful with fewer potential challenges under [ERISA] ... MEPs, on the other hand, are ERISA-regulated, and can be 401(k) plans or accounts with features similar to 401(k)s that allow for employer contributions. However, if the states are allowed to offer MEPs, it's uncertain whether they could also require small businesses to offer their employees such plans, because the federal benefits law appears to prohibit states from mandating employers to offer an ERISA plan[.]"

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