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Congress Ends File-and-Suspend and Restricted Application Social Security Strategies
Michael Kitces in Nerd's Eye View Oct. 28, 2015
"While the new limits to Restricted Application will not apply to anyone who is already age 62 or older in 2015, the new crackdown may suspend current spousal or dependent benefits in 6 months for those who are only receiving those benefits thanks to File-and-Suspend! In other words, those who already engaged in the File-and-Suspend strategy may find it terminated mid-stream, and no benefits will be payable until the individual who suspended chooses to reinstate benefits."
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