"As of 2006, just 10% of all respondents in KFF's survey had workers enrolled in a plan with an average deductible above $1,000. Today this figure sits at 46%, having risen in every year since 2006. Of course, for some individuals and families the thought of a $1,000 deductible sounds dreamy. The average family with a high-deductible plan pays an average of $4,332 before contributions from the insurance company kick in.... If you ... want to point fingers for higher healthcare costs and deductibles, then you're going to need two hands. First, it's as simple as employers wanting to pass along the rising costs for premiums onto their employees.... The other finger should be pointed at drug developers, which more or less have insurers wrapped around their finger."