This article is an interview with ERISA attorney David Levine. "[O]ne important challenge that I think DOL should answer and will have to answer is why the federal government doesn't think the provider community is capable of delivering open MEPs, but somehow the state governments are going to be successful.... The DOL has said it has carefully designed its guidance to work with the states on this. As they move forward, I would not be surprised if we hear pretty serious opposition if the private sector thinks this goes too far -- a process reminiscent of the fiduciary-rule debate even."