Nicholas Pension Consultants
ERISA Services, Inc.
Nova 401(k) Associates
The Retirement Plan Company (TRPC)/an ABG firm
Creative Pension Consultants, Inc.
Compensation Strategies Group, Ltd.
Atlantic Pension Services Inc
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|Potential Fiscal Consequences of Not Providing Cost Sharing Reduction Reimbursements (PDF)|
Assistant Secretary for Planning and Evaluation [ASPE], U.S. Department of Health and Human Services [HHS]
Dec. 3, 2015
"[If] the federal government did not reimburse insurers for CSRs, insurers would increase plan premiums to cover these costs. As a result of the ACA's structure, these higher premiums would translate into higher federal costs for Premium Tax Credits (PTCs).... [T]he result would be a substantial increase in total federal costs ... In effect, the federal government would pay CSRs indirectly, through increased PTCs, at much greater total expense. This analysis focuses on the long-term consequences of not reimbursing insurers for CSRs."
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