Benefit Associates, Inc. |
Prime Pensions, Inc. |
Nicholas Pension Consultants |
Carpenter Morse Group |
Retirement, LLC |
Central Pension Fund of the IUOE |
Bates & Company |
Central Pension Fund of the IUOE |
DPS Retirement Plan Consultant EPIC Retirement Plan Services |
Retirement Plan Relationship Manager ERISA Services, Inc. |
Compass Retirement Consulting Group, Inc. |
Retirement Plan Legal Specialist Pentegra |
Nova 401(k) Associates |
Defined Benefit Calculation Specialist/Actuary The Angell Pension Group, Inc. |
United 401(k) Plans, Inc. |
Trucker Huss, A Professional Corporation |
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Market-Return Cash Balance Plan Might Be the Right Design to Improve Sponsor and Participant Outcomes (PDF) October Three Consulting ![]() Dec. 4, 2015 "It's a lot like a DC plan, even more so than a typical cash balance (CB) plan. Participants have an account balance, but like all cash balance plans it's a notional account balance. Benefits are expressed as account balances, pay credits, which are analogous to employer contributions in DC plan, are deposited periodically into accounts, and interest credits, which are analogous to investment returns, are credited. What distinguishes it from a traditionally-designed cash balance plan is that the interest credits are based on real market rates of return rather than bond yields." |
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