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Reforming Retirement Income: Annuitization, Combination Strategies, and Required Minimum Distributions
Mercatus Center, George Mason University Link to more items from this source
Dec. 11, 2015

"Retirees who rely solely on a strategy of drawing down assets run the risk of outliving their savings. Life annuities mitigate this risk by offering guaranteed income for life.... A combination strategy of asset withdrawals and purchases of immediate life annuities provides the best balance of lifetime income and flexibility, but current tax rules do not favor such a strategy."

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