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Consumer Cost-Sharing in Marketplace vs. Employer Health Insurance Plans, 2015
The Commonwealth Fund Link to more items from this source
Dec. 22, 2015

"56 percent of enrollees in marketplace plans attained cost-sharing reductions in 2015. However, for people without cost-sharing reductions, average copayments, deductibles, and out-of-pocket limits under catastrophic, bronze, and silver plans are considerably higher than under employer-based plans on average, while cost-sharing under gold plans is similar employer-based plans on average. Marketplace plans are far more likely than employer-based plans to require enrollees to meet deductibles before they receive coverage for prescription drugs."

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