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| Happy New Year: Time to Determine Your Spending Budget for 2016 Ken Steiner, FSA Retired  Dec. 28, 2015 "[T]his post will illustrate the Actuarial Approach for Richard Retiree, the hypothetical retiree we have visited each year around this time for the past three years.... For 2016, Richard (who is now age [68] has decided that he will break up his total spending budget into several different component categories and dedicate assets to each separate category: Long-term care ... Unexpected Expenses ... Essential Health-Related Expenses ... Essential Non-health Related Expenses ... Non-Essential Expenses." |
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