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|Identifying Insurer Areas of Advantage or Weakness in the Commercial Health Insurance Market|
Dec. 31, 2015
"Mandated risk adjustment and reinsurance programs, as well as the elimination of underwriting, have changed the determination of competitive advantage. Insurers that stay in the old mind-set and market to the healthiest individuals will not be able to thrive in this changing industry. Insurers have the opportunity to attract, enroll, and manage care for individuals with medical conditions that will be appropriately compensated by the market reforms."
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