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What to Look for in 2017 ACA Marketplace Premium Changes
Henry J. Kaiser Family Foundation Link to more items from this source
May 5, 2016
"One complicating factor is that insurers must estimate costs after risk adjustment, which protects insurers that enrolled a disproportionate share of higher-risk enrollees and penalizes insurers that enrolled healthier than average people.... Adjustments for previous mispricing were an important contributor to premium requests from some companies in 2016 and will be again in 2017.... Insurers have increasingly voiced concerns about how the [special enrollment period (SEP)] process is conducted and the poorer health of those who enroll during these periods[.]"

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