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Does Socioeconomic Status Lead People to Retire Too Soon? (PDF)
Center for Retirement Research at Boston College Aug. 23, 2016 "Using education for SES, the analysis calculates a retirement gap -- the difference between how long households plan to work and how long they need to work.... Even after controlling for demographic/financial characteristics and pre-retirement shocks, the bottom-quartile households still have much larger gaps. Thus, premature retirement by low-SES households is a big problem. However, relatively poor health and job prospects may make it harder for them to work longer." |
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