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The 401(k) Is Wreaking Havoc on Retirement
Bloomberg Link to more items from this source
Aug. 24, 2016
"The shift from pensions to 401(k) plans is making retirement inequality much worse ... Among workers who hold similar jobs with the same pay and who both contribute to 401(k) plans, a college graduate tends to save 26 percent more than a worker with just a high school diploma ... Workers with college degrees aren't only far more likely to hold jobs that offer retirement plans. When offered the plans, they're also far more likely to sign up and to contribute enough to retire comfortably."

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