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How Does Student Debt Affect Early-Career Retirement Saving? (PDF)
Center for Retirement Research at Boston College Link to more items from this source
Sept. 16, 2016

"The estimated relationship between student debt and participating in a retirement plan ... is small and statistically insignificant ... Contrary to expectations, individuals with a large loan balance who were offered a plan are more likely to accept it, though the estimated relationship is small. Some evidence indicates that bachelor's degree-holders who have student loans have lower retirement assets at age 30, though the estimates are statistically insignificant, and retirement assets levels are unrelated to the size of their student loan balances."

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