"With a traditional IRA, beneficiaries can choose to name their own beneficiaries for those assets ... This gives traditional IRA beneficiaries more control over IRA assets passed on to them but it may not be in line with IRA owner's intentions or wishes. Likewise, traditional IRA beneficiaries can choose to withdraw any amount from the IRA and spend down the money quickly. With a Trusteed IRA, you can maintain control even after you've passed away, ensuring that your loved ones can receive regular distributions and also name how, when, and to whom you would like your IRA assets to be distributed."