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Many Workers Are Legally Excluded from 401(k) Plans
U.S. News & World Report Link to more items from this source
Jan. 18, 2017

"Here's who might not be eligible to save in a 401(k) plan or keep an employer match and how much it's costing them in lost retirement savings....Workers with less than a year of service...Young people under age 21....Part-time employees....Midyear job changers....Workers with less than three (or even six) years of service."

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