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Obamacare's Open Secret: Many Small Business Plans Don't Follow The Rules
Forbes; subscription may be required Link to more items from this source
Feb. 27, 2017

"Here, then, is the secret of the Obamacare, one reason why there's no evidence that the law has driven up insurance premiums despite the benefit requirements: a great many people are insured by these so-called 'grandmothered' plans that don't have to meet the requirements. It's also true ... that in the small-group market, these new requirements aren't really a stretch.... At least 32 states are allowing renewals of transitional plans through the end of 2017; 35 states permitted these renewals in 2016."

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