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The Retirement Wellness Media: Separating Fact from Fiction
Benefits and Compensation with John Lowell Link to more items from this source
[Opinion]
June 23, 2017
"We cannot have record numbers of people deferring to 401(k) plans at record rates and yet still have almost universally low-five figure account balances, on average. At least we cannot unless we also have record amounts of leakage via plan loans, withdrawals, and both deferral and work stoppages.... 74% of respondents to a question said that lifetime income is important, but only 25% thought they had a way to generate it.... But, having reached the holy grail of retirement, these same people now want to do all the things they dreamed of while working.... There is a problem with all of that. Those expenses are pretty front-loaded."

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