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Can Sidecar Accounts Meet Consumers' Short- and Long-Term Financial Needs? (PDF)
Aspen Institute Link to more items from this source
June 28, 2017

13 pages. "This brief will explore the possibility of linking a short-term savings, or 'sidecar,' account to a traditional retirement account to better meet consumers' short- and long-term financial needs. Such an innovation could help address families' current inability to cope with financial shocks and volatility, as well as their over-reliance on withdrawals from retirement accounts to fund current consumption....[T]he brief will explore the advantages and disadvantages of various design approaches to implementing a sidecar account."

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