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20 pages. "Just over half of the small and midsize businesses surveyed offer a retirement plan; many are more likely to offer paid time off and health plans than retirement benefits.... The likelihood of adding a plan grows fastest in a firm's first few years or as it approaches 75 employees.... Relatively few employers use features known to boost participation and savings in retirement plans; just 32 percent use automatic enrollment, while only 14 percent use automatic escalation of contributions."
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