"Many employers offer retirement savings plans. They even offer a match within the plan, and still, hundreds of thousands of participants refuse to participate in the plan.... We must educate our young people while they are in grade school and high school on the importance of saving and saving as early as possible. This is the only way to solve the retirement savings crisis. As parents and family members, as business owners and leaders, we need to make retirement savings education a priority at our jobs and in our community."