Regional Vice President of Sales The Retirement Plan Company
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Compass
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Impact of CSR De-Funding on Market Stability (PDF)
Wakely Consulting Group Aug. 21, 2017
14 pages. "[M]embers receiving subsidies (premium tax credits and/or CSRs) or members in non-Silver plans will be largely unaffected by the premium changes due to the CSR de-funding. However, members in standard Silver plans and not receiving subsidies may experience a large rate increase if they stay in their current plans in 2018. These members may buy down to Bronze, drop coverage, or purchase a Silver plan off-exchange ... [T]he incentives for healthy members to buy Bronze and unhealthy members to buy Gold/Platinum may be increased.... The CSR load may vary by issuer based on their CSR market share and the morbidity of that CSR membership relative to the market."
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