AimPoint Pension
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Regional Vice President of Sales The Retirement Plan Company
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Compass
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Loan & Distribution Specialist AimPoint Pension
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Bates & Company, Inc.
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How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior (PDF)
Pension Research Council Sept. 8, 2017 22 pages; a working paper. "In the context of a zero return environment, ... workers will optimally devote more of their savings to non-retirement accounts and less to 401(k) accounts, since the relative appeal of investing in taxable versus tax-qualified retirement accounts is lower in a low return setting. Finally, ... people claim Social Security benefits later in a low interest rate environment." |
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