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New Value-Based Insurance Model Aims to Turn High-Deductible Plans on Their Heads
FierceHealthcare Link to more items from this source
Sept. 12, 2017

"[H]igh-deductible health plans (HDHPs)] keep costs down by reducing the actuarial value of health plans -- meaning more of the cost burden is shifted to individuals ... HDHPs can encourage consumer behavior that is counterproductive, such as avoiding necessary medical care out of concern about costs ... MESA, on the other hand, is based on a reference-pricing model, which encourages consumers to choose service providers that offer high-quality care at a lower price. To aid that decision-making process, the model proposes a data analysis tool that will allow consumers to select providers based on quality and cost of care."

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