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In Defense of High-Deductible Health Plans
Manhattan Institute for Policy Research Link to more items from this source
[Opinion]
Nov. 21, 2017

"Are these plans a smart way to avoid rising premiums or do they offer unaffordable coverage dressed up as something else? The answer, I think, depends on the patient. Young people in relatively good health, for instance, are perfectly suited to realize the benefits of HDHPs.... Those with serious chronic conditions may not have the same financial incentive to choose an HDHP; people with small children might want the peace of mind that comes with a more comprehensive plan.... Fortunately, there are viable alternatives for those who find themselves equally put off by high-premium plans and HDHPs."

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