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Rollover to Roth IRA of After-Tax Money from New Jersey Supplemental Annuity Collective (SACT)?
BenefitsLink Message Boards Link to more items from this source
Feb. 6, 2018
New Jersey established more that a half century ago a Supplemental Annuity Collective (SACT). During this period SACT has offered two plans: a 403(b) arrangement for qualified employees, and an after-tax arrangement for all employees, including qualifiers for the pre-tax 403(b). The investment menu is the same for each plan. Assume that a retiree has contributed to the after-tax plan for 35 years and wants to roll over his entire balance to a Roth IRA. Allowed?

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