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Insurers Remaining in ACA Markets Prepare for Continued Uncertainty in 2018, 2019
Robert Wood Johnson Foundation Mar. 19, 2018 10 pages. "The anticipated rollback of the ACA's individual mandate led insurers to implement higher premiums in 2018 and will likely drive premiums even higher in 2019. However, insurers' views differed on the impact of repealing the individual mandate ... The midyear loss of the ACA's cost-sharing reduction (CSR) plan reimbursements drove 2018 premium increases ranging from 10 percent to 20 percent.... All insurers had concerns regarding an expansion of short- term and association health plans ... Although the current administration has offered insurers greater flexibility in benefit design, few insurers reported taking advantage of it for 2018.... In areas where insurers had effective monopolies, premiums have generally been very high." |
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