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Iowa Authorizes Non-ACA-Compliant Plans
Katie Keith, in Health Affairs Forefront Apr. 3, 2018 "Iowa, which just adopted new legislation to expand access to non-ACA-compliant plans. The five-page law takes a different tack than Idaho by exempting health coverage offered by a 'nonprofit agricultural organization' from state health insurance laws. Assuming that a nonprofit agricultural organization such as the Iowa Farm Bureau (IFB) meets the requirements of the new law, the coverage it offers 'shall be deemed not to be insurance.' This means that IFB will be able to offer coverage that [1] does not comply with the ACA or other state requirements, such as benefit mandates and rating rules; and [2] is largely unregulated under state law (aside from filing a certification and regulation of third-party administrators)." |
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