Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Compass
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AimPoint Pension
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Loan & Distribution Specialist AimPoint Pension
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Regional Vice President of Sales The Retirement Plan Company
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Bates & Company, Inc.
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Why a 'Wrap' Plan Document? What Welfare Benefit Plan Sponsors Need to Know
Findley July 23, 2018 "Oftentimes, plan sponsors look to their insurance company policy or contract as their plan document, but ... the documents are almost always incomplete by ERISA standards.... For ERISA purposes, the wrap plan document fills in the compliance gaps where coverage documents fall short. Adopting a wrap plan document enables the plan sponsor to collapse Form 5500 filings ... into a single filing, thus eliminating much of the form preparation time and expense and the potential for multiple late-filing penalties." |
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